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12-Jun-2020 09:38

Working out whether to jump onto the property ladder or continue renting can be a confusing decision.We’ll go through some of the pros and cons of both options to help you make an informed decision.

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You’re freeing up money to spend or invest elsewhere.

Or you may be at a time in your life when you’re not yet ready to have all your savings and monthly income going towards a deposit and a mortgage. The significant costs associated with buying and selling means that you have less flexibility when choosing to move house.

Buying a home, especially for first home buyers, often means that all your savings will be going towards the one asset.

He suggests buying in a neighbourhood that is affordable and likely to be a good investment, and renting in a more convenient or desirable location.

This works because the geography of renting differs from the geography of buying – it’s more affordable to rent in an inner-urban area than to purchase there.But with renting, it can be tempting to spend spare cash rather than saving or investing it.

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